California Insurance Services

Not all insurance agents are the same!

Choosing the right one can make a big difference in price, service, and value.

Donald R Hardy Agency is an independent insurance agency, which means we do business with multiple insurance companies and compare protection and prices to find the best value for you.

We’re not computers, we are real, live members of the Capitola, Santa Cruz, and San Fransisco communities, and we’re committed to being your advocate in times of need.

To talk with one of our helpful team members about your insurance needs, request a free quote or call us at 831-475-4314 today.

• Vehicle

  Auto, motorcycle, classic car, boat, ATV, and RV.

• Property

  Home, renters, condo, landlord, flood, earthquake, and umbrella.

• Business

  Property, auto, umbrella, liability, workers’ comp, and surety bonds.

• Health

  EPO, HMO, POS, and PPO.

• Life

  Term life, whole life, and universal life.